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People are frustrated with the lack of affordability, access and transparency with traditional health insurance plans. But who said traditional health insurance is the only way to deal with medical costs? That’s where the Healthy Care Strategy comes in. 

Together, we’re building a new kind of community, one centered on healthy living and sharing the cost of medical care. In doing so, we’re able to provide a high-end healthcare experience, delivering tremendous value for members and their families in the way that Uber changed transportation and Airbnb disrupted the hospitality industry.  

Medical cost-sharing, administered by our partner Sedera Health, is turning the traditional health insurance model on its head with peer-to-peer medical cost-sharing. With medical cost-sharing there isn’t a provider network (the preventive care portion of the Strategy uses a network and is described more fully in the Health Excellence Plus page of this website).  There isn’t an insurance company coming between you and your doctor. You share medical funds with like-minded people and receive premium care, through an organization run with compassion.

This video provides an overview of how all the elements of the program work with the exception of the AVOID portion of the Strategy (see chart below) provided through My Academy of Health Excellence.

The Healthy Care Strategy To Control and Reduce Healthcare Costs

Health insurance and medical cost sharing ONLY support you when your health is compromised.  What about a Healthy Care Strategy and Program that helps you Avoid health issues first and Contain costs if a health issue arises?  Do you desire to control your health with the flexibility to see ANY doctor, ANYWHERE you choose?  Do you desire a Healthy Care Strategy offered at a low, stable price that is the SAME regardless of age or location? Learn what a true Affordable Care Act (ACA) compliant Healthy Care Strategy can do for you. 

How It Works

The medical cost-sharing model boldly challenges the insurance status quo. Through an innovative layering of healthcare services, the program proudly provides individuals and families with high quality healthcare that is affordable, flexible, accessible and effective.

In addition to covering medical expenses through medical cost-sharing, the program provides access to valuable wellness programs provided through My Academy of Health Excellence, as well as  counseling, medical bill negotiation, telemedicine, expert second opinion and personal member advisor services to all members.

The program partners with a provider of Minimum Essential Coverage (MEC) to provide the preventive care portion of the strategy.  This causes the program to comply with the Affordable Care Act and eliminates the penalty for not having insurance.

Please go to the Health Excellence Plus page of this web-site for additional Strategy details, terms and conditions, and pricing (including lower monthly share contributions for single individuals and families under age 30).



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