Control Your Healthcare Costs is a healthcare advisor working with MPB. Health to offer medical cost sharing programs to mitigate and control the cost of large medical expenses. The programs combine medical cost sharing with
Our objective is to offer a choice of programs and medical cost sharing organizations both to individuals and to employers who want to establish group plans, individual proprietors, and 1099 contractors.
We’re committed to helping our members live longer, healthier, happier lives through a holistic, balanced approach to their health. We believe health is encompassed in all aspects of life: physical, emotional, social, and financial. Through inexpensive alternatives that don’t compromise quality, we provide the tools, services, and solutions to make this happen and empower our members to become informed consumers.
We offer a choice of programs that utilize the services of two different medical cost sharing organizations: either Sedera or Zion Health.
Cost sharing organizations publish medical sharing guidelines that explain how cost sharing works and defines shareable medical expenses. Guidelines can be changed periodically in accordance with the rules set by the particular medical cost sharing program. Read the applicable Guidelines for more details.
A clear view of the actual prices on your prescriptions. You get to know the true cost of your prescriptions and where to get them. You shouldn’t overpay for a prescription just because you didn’t know it was cheaper at a pharmacy two miles away.
Our programs include personalized concierge services to help members navigate the healthcare system: our objective is to make healthcare more transparent, help members find the lowest cost and highest quality providers; and significantly reduce the cost of healthcare. Our programs can significantly reduce the costs of traditional insurance anywhere between 30% and 90%.
Medical cost sharing is a viable, affordable, non-insurance solution for addressing the high costs of healthcare. A community of like-minded, health conscious individuals voluntarily participate in sharing each other’s medical bills to reduce the cost of healthcare for everyone.
According to the Peter G. Peterson Foundation the United States spent about $3.6 trillion on healthcare in 2018, which averages to about $11,000 per person. Relative to the size of the economy, healthcare costs have increased over the past few decades, from 5 percent of gross domestic product (GDP) in 1960 to 18 percent in 2018. The Affordable Care Act has not accomplished its original mission to lower costs, increase access to care, reduce the number of uninsureds to acceptable levels or make healthcare easier to understand.
Consumers have lost their health insurance plans and many have lost their primary care doctors. Needless to say, premiums have skyrocketed. The only group that has benefited from the passing of the law has been the insurance companies. We want to change that and make healthcare all about healthcare. It’s time to break the status quo where access to quality care is not easy to find, is too expensive and takes you away from your job or family to get the care you need. We are about to change all of that.
Sedera utilizes the Access Guidelines for individual programs and the Select Guidelines for worksite programs.
Both sets of Guidelines are being modified effective September 1, 2020; see this summary of the changes.
Zion Health uses one set of Guidelines for both their individual and worksite programs
but differences between the two programs are outlined in the Guidelines.
Call us at 877-734-3884 for answers to your questions, explanation of the programs,