3 Low-Cost Programs
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m powering benefits
health excellence plus
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PARTIALLY SELF-DIRECTED SELF-FUNDED PLAN OVERVIEW

Partially Self-Directed Self-Funded Plan Overview

This plan is designed for those who want to reduce their monthly costs and who are willing to self-fund their exposure to large medical costs. There are no pre-existing condition limitations for this plan. All ACA-mandated preventive care services are provided at no cost through a PHCS network provider. Members of this plan are permitted to establish a Health Savings Account (HSA) to which they can contribute pre-tax dollars to pay for "eligible medical expenses" as defined by the IRS (i.e. for expenses not covered by the plan).

You can also create a patented, proprietary Health Matching Account™ (HMA) provided through National Prosperity (see.www.nationalprosperity.com) and download a brochure here). Call us at 877-734-3884 to learn how this type of account might benefit you.

Please note that this plan requires the use of a PHCS network provider and there are no out-of-network benefits.

The plan does NOT include Medical Cost Sharing (the CONTAIN portion of the healthy care strategy) but does include the AVOID, PREVENT, MANAGE and MITIGATE portions of that strategy.

This plan can be purchased with Add-On Products and/or the Health (Hospital-Surgical) Defined Benefits Indemnity plan.

My Academy of Health Excellence Member and Concierge Services is available to help you research doctors, facilities and hospitals if you need access to care. They'll assist you in selecting fair-priced, quality services and can also help you save on medications through programs like GoodRx, World Meds, and Pharmacy Checker.


DOWNLOAD THE PARTIALLY SELF-DIRECTED SELF-FUNDED PLAN PRODUCT SHEET

CALL US AT 877-734-3884 FOR MORE INFORMATION AND TO ENROLL

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