5 Low Cost Health Plans:
for the Coverage You Need.
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control your healthcare costs
m powering benefits
health excellence plus
877-734-3884
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$100 REFERRAL BONUS PROGRAM

As a National Benefits Advisor for MPowering Benefits, we've developed a referral bonus program for MPowering Benefits Association members who've enrolled through this web site. This program is NOT available to those who enroll directly through the MPowering Benefits Association, through a trade association web site, or with other Benefit Advisors (and not for the Add-On Products or the Health (Hospital-Surgical) Defined Benefit Indemnity Insurance Program). You must have paid the initial $125 enrollment and set-up fee in order to be eligible for this bonus.

Once both you and the membership unit you refer (the bonus is paid on the basis of membership unit and NOT for each person who is enrolled in the program) and both you and the membership unit are enrolled for a period of at least 60 days, we (at our option) will either send you a check for $100 or a Gift Card in that amount. If you receive more than $600 in referral bonuses in a calendar year, we'll need to provide you with a 1099 and we'll ask for that 1099 before we provide you with a sixth or succeeding bonus in a calendar year. Otherwise, there's no limit on the amount of bonuses you're eligible to receive.

In order to be credited we must be able to know that you referred the membership unit to the MPowering Benefits Association. If you're not a member, please call us at 877-734-3884 and we'll help you enroll. Bonuses are not paid on your own personal enrollment. You must enroll through Control Your Healthcare Costs in order to be eligible to receive bonuses.

If you enroll through a link on an Association's website the referral fee is paid directly to the Association after you've been enrolled for a period of 60 days.

Call Us At 877-734-3884 If You Have Additional Questions About How This Program Works

Review the 5 types of plans
health excellence plus

SELF-MANAGED PLAN OPTIONS
Self-Directed Healthcare
Self-Directed Healthcare
Totally Self-Directed Program Combining Wellness Services AND Medical Cost Sharing For Large Expenses And Mammograms, Colonoscopies and Childhood Immunizations
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Partially Self-Directed Healthcare
Partially Self-Directed Healthcare
Partially Self-Directed Program Combining Wellness Services, Preventive Care, An Optional Health Savings Account, AND Medical Cost Sharing For Large Expenses
LEARN MORE
PHYSICIAN-DIRECTED PLAN OPTIONS
Co-Pay Network Healthcare
Co-Pay Network Healthcare
Provider-Directed Program Combining Wellness Services, Preventive Care, Co-Pays For Most Small Expenses, AND Medical Cost Sharing For Large Expenses
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DPC - Direct Primary Healthcare
DPC - Direct Primary Healthcare
Provider-Directed Program Supplementing Direct Primary Care With Wellness Services AND Medical Cost Sharing For Large Expenses And Mammograms, Colonoscopies, and Childhood Immunizations
LEARN MORE
Provider-Directed Healthcare
Provider-Directed Healthcare
Provider-Directed Program Combining Wellness Services, Redirect Health for Preventive Care And Most Small Expenses, AND Medical Cost Sharing For Large Medical Expenses
LEARN MORE
Designed for individuals who want to live a healthy lifestyle
and share the costs with other like-minded community members.

Through an innovative layering of healthcare services, the MPowering Benefits Association provides individuals and families access to high quality healthcare that is affordable, flexible and effective.

Members join the Association to promote personal health and well-being and, as a result, have access to a complete set of wellness tools provided through My Academy of Health Excellence.  Members of the Association have the choice (see above) of electing to join one of five different programs.

The program provides healthcare through community; you share medical expenses with a community of like-minded, health-focused individuals. By enrolling in this new program you’ll often be able to save 30-90% or more over traditional approaches.

By reviewing this website you’ll be able to choose between two self-managed programs and three physician-managed programs. Whether you want to take back control of your own healthcare and related costs, want someone to manage healthcare costs for you, or you’re somewhere in between, there’s an option to fit your specific needs.

You can learn more by reviewing this site and then calling us at 877-734-3884 to answer any remaining questions you might have. Enrollment is available on a year-round basis. Individuals who enroll by the 20th of a specific month will have an effective date as of the first of the following month.

NOTE: Medical Cost Sharing members share medical expenses with a community of like-minded people. Medical Cost Sharing is not insurance and there is no sharing of risk.

Learn more about the problem with
traditional health insurance.
877-734-3884
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